Posted on September 3rd, 2012

New Kind of Credit Card Fraud-

This appears to be another credit/debit card scam starting to make the rounds. BEWARE! – just received from a friend in Sydney well worth a read………..

There is a new and clever credit card scam – be wary of those who come bearing gifts. Please circulate. It just happened to friends a week or so ago in Singapore , and it can pretty well now be happening anywhere else in the world.
It works like this: Wednesday a week ago, I had a phone call from someone who said that he was from some outfit called “Express Couriers” asking if I was going to be home because there was a package for me, and the caller said that the delivery would arrive at my home in roughly an hour. And sure enough, about an hour later, a deliveryman turned up with a beautiful Basket of flowers and wine. I was very surprised since it did not involve any special occasion or holiday, and I certainly didn’t expect anything like it.

Intrigued about who would send me such a gift, I inquired as to who the sender is. The deliveryman’s reply was, he was only delivering the gift package, but allegedly a card was being sent separately; (the card has never arrived!). There was also a consignment note with the gift. He then went on to explain that because the gift contained alcohol, there was a $3.50 “delivery charge” as proof that he had actually delivered the package to an adult, and not just left it on the doorstep to just be stolen or taken by anyone. This sounded logical and I offered to pay him cash. He then said that the company required the payment to be by credit or debit card only so that everything is properly accounted for.

My husband, who, by this time, was standing beside me, pulled out of his wallet his credit/debit card, and ‘John’, the “delivery man”, asked
my husband to swipe the card on the small mobile card machine which had a small screen and keypad where Frank was also asked to enter the card’s PIN and security number. A receipt was printed out and given to us.
To our surprise, between Thursday and the following Monday, $4,000 had been charged/withdrawn from our credit/debit account at various ATM machines, particularly in the north shore area! It appears that somehow the “mobile credit card machine” which the deliveryman carried was able to duplicate and create a “dummy” card(?) with all our card details, after my husband swiped our card and entered the requested PIN and security number.

Upon finding out the illegal transactions on our card, of course, we immediately notified the bank which issued us the card, and our credit/debit account had been closed. We also personally went to the Police, where it was confirmed that it is definitely a scam because several households have been similarly hit.

WARNING: Be wary of accepting any “surprise gift or package”, which you neither expected nor personally ordered, especially if it involves any kind of payment as a condition of receiving the gift or package. Also, never accept anything if you do not personally know and/or there is no proper identification of who the sender is.
Above all, the only time you should give out any personal credit/debit card information is when you yourself initiated the purchase or transaction! NEVER SWIPE YOUR CREDIT CARD ON ANY MACHINE UNLESS THE FIRM IS KNOWN TO YOU.


  1. Kamal1 Says:

    This kind of cheatings can only be done for such “worldly developed folk” & not for the people like srilankans who are “developed in mind”..!

  2. Vis8 Says:

    Two years ago, on a visit to Sri Lanka, I took $100 bills. An over-exuberant manager in a Nugegoda bank figured that they were ‘fake notes’ and made me sign documents, and gave an unusually hard time. Upon returning, all the notes were found to be authentic, it was just that in Sri Lanka they use a low-intensity UV light to see the marks, and the technology in the USA is now diffeerent.

    After this episode, I resorted to using a credit card. A TV was purchased iin Nugegoda…. Upon returning, Visa informed me that the credit card had been used in Thailand, and had been maxed out at $27,000: TVs and other high-end electronics had been bought using the credit card by some imposter. Fortunately, the people at Visa were familiar with this situation, and I did not have to pay this balance.

    So the best way to bring money into Sri Lanka from overseas, is to use traveler’s checks………..

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